Savings that Builds your Wealth

With CredPal Savings, you are not only saving money, you are cultivating a healthy financial lifestyle. Because with us, every penny saved is a step closer to your financial dreams.

CredPal Savings - Build your wealth with smart savings

Get on the right side of savings

You can save money automatically, track your progress, and access your funds anytime, anywhere.

Protect your savings from inflation and secure your financial future by growing your wealth in dollars.

With interest rates of up to 8% p.a., you'll be able to reach your financial goals sooner than you think.

CredPal Wealth Plan - Manage and grow your investments

UP TO 29% P.A

Invest Smartly, Grow Effortlessly

Discover strategic investing with CredPal. Customize your portfolio to fit your goals and risk, whether you're starting out or experienced, and grow your wealth effortlessly.

Smart Saving, Strong Credit.

CredPal's Secured Credit helps you build a strong credit score, unlocking lower rates, higher borrowing power, and greater financial opportunities.

Improve your creditworthiness

Qualify for better interest rates and loan offers

Build your credit score

Gradually improve your credit score by up to 50 points

Unlock a secured card

Have extra cash to spend when the need arise.

Set your credit limit

Enjoy up to 80% of your savings and never worry about overspending

Updated reports to the Credit Bureaus

Your payments are reported to the bureaus and improve your credit score

Upgrade in the future

Build your credit now to enjoy the benefits of an unsecured card

Build your Savings on Auto

Build it and Watch it grow. Choose your desired amount and frequency, and watch your savings flourish without lifting a finger.

Auto savings - Set your savings amount and frequency

Download the CredPal App to get started

Why the wait? Join over 350K + users already transforming their payment with CredPal.

Frequently asked questions

Here are some our frequently asked questions

Yes, your CredPal account is secured with bank-level encryption and multi-factor authentication to protect your personal and financial information.

Your spending limit may be reviewed based on your repayment history and account activity. Contact support for more information about limit increases.

Your BVN is used to verify your identity and ensure secure account setup in compliance with banking regulations. It helps us protect your account from fraud.

Rewards points can be redeemed for discounts on purchases, cashback, or special offers from partner merchants. Check your rewards dashboard for available options.

CredPal's Buy Now Pay Later offers cashback rewards, early payment discounts, and access to exclusive deals from partner stores when you make timely payments.

You can pay your credit balance through the CredPal app using bank transfer, debit card, or automatic bank deductions. Payments can be made in installments or full.